
Mike Flanagan
Content Manager and Editor
Mike is a freelance content manager working with Ramp. He brings more than a decade of editorial and content marketing experience, including six years at LogRocket and senior editorial roles at Skyword, where his clients included IBM Security and GE Healthcare. He studied Print and Multimedia Journalism at Emerson College.
Articles by Mike Flanagan

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What is Sage Intacct? Features, pricing, and who uses it
Sage Intacct is a cloud-based ERP for mid-market finance teams, with multi-entity accounting, AI agents, dimensional reporting, and quote-based annual pricing.

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ACH vs. credit card payments: Fees, speed, and risk
ACH moves money directly between bank accounts at low cost, while credit cards offer instant authorization, rewards, and more extensive dispute rights.

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What is an ACH routing number and where do you find it?
An ACH routing number is the nine-digit code identifying your bank in ACH transfers. It appears on checks, in online banking, and in the Fed routing directory.

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Spend management: A complete guide for finance teams
Spend management is the practice of tracking, controlling, and analyzing all non-payroll spend, from purchase requests and cards to invoices and reimbursements.

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Nacha operating rules: A business-friendly guide
Nacha rules are the private rulebook for every ACH payment in the U.S., covering authorization, data security, fraud monitoring, and return rates.

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CRA business number: What it is and how to get one
A CRA business number is the 9-digit federal tax ID the Canada Revenue Agency assigns to businesses for GST/HST, payroll, and corporate income tax accounts.