Geoff Charles
Chief Product Officer, Ramp
Geoff Charles is the CPO at Ramp, leading the product management, operations, and support teams. He has been working in financial services for over a decade across B2B and B2C. Prior to Ramp, Geoff helped spin off Mission Lane and scaled credit products to millions of consumers. He started his career advising Fortune 100 financial services companies and is now focused on building better software to disrupt them.
Education
BS, Industrial Engineering & Operations Research, Columbia University
Expertise
Product Development, FinTech
Articles by Geoff Charles
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Vesto joins Ramp to give finance teams one place to manage cash
Bring all your bank accounts into Ramp for a complete view of your cash, automated insights, and smarter liquidity decisions.
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Virtual credit cards: How they work and when to use
A virtual credit card is a digitally generated 16-digit number linked to your existing credit account that masks your real details for secure online payments.
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New on Ramp: April Edition
AI spend is every finance team's fastest growing line item. This month's updates help teams track and optimize token spend - by provider, model, and project.
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New on Ramp: February Edition
This month’s updates bring automation directly into the accounting workflow — so coding, accruals, and reconciliation happen in real time, not at month-end.
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New on Ramp: January Edition
This month’s updates focus on helping teams close the loop between planning and execution — so budgets and approvals stay aligned as work happens.
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2025 Release Notes
Ramp's top product innovations from 2025