Brad Gustafson

Brad Gustafson

Head of Accounting Partner Channel, Ramp

Brad Gustafson leads the Accounting Partnerships Channel at Ramp. With over a decade of experience, including managing Top 100 firm partnerships at Xero, he’s passionate about building a strong, engaged community of accountants connected through innovative technology and shared opportunities.

Articles by Brad Gustafson

Billing cycle: What it is, how it works, and examples

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Billing cycle: What it is, how it works, and examples

A billing cycle is the recurring period between statement closing dates when charges, payments, credits, fees, and interest are recorded on an account.
What is a rolling budget? Definition, example, and how-to

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What is a rolling budget? Definition, example, and how-to

A rolling budget extends your plan each time a period closes, keeping your horizon constant. It runs on a set cadence, named owners, and timely actuals.
Operating profit: Formula, calculation, and examples

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Operating profit: Formula, calculation, and examples

Operating profit is income from core operations after subtracting COGS, operating expenses, depreciation, and amortization, before interest and taxes.
What is a non liquid asset? Definition and examples

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What is a non liquid asset? Definition and examples

A non liquid asset is something that can't be converted to cash without losing time or value, such as real estate, equipment, inventory, and collectibles.
Opportunity cost formula: How to calculate with examples

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Opportunity cost formula: How to calculate with examples

The opportunity cost formula subtracts the return of a chosen option from the return of the best forgone option, revealing the true cost of any decision.
Accrual vs. deferral: Differences and examples

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Accrual vs. deferral: Differences and examples

Accrual vs. deferral accounting differs on timing: accruals recognize revenue and expenses before cash moves, while deferrals recognize them afterward.